Goals for the New Year

Here is a short list of our financial goals for this coming year:

• Grow our emergency fund from $5k to $15k
• Contribute the max ($5k) to each of our Roth IRAs
• Stay within our budget in every category* for two consecutive months
• Find ways to earn more beyond our “regular” jobs

*we are within our budget total almost every month, but there are usually a few straggling individual categories where we spend more than we budget.